{"id":493,"date":"2025-12-16T05:40:15","date_gmt":"2025-12-16T05:40:15","guid":{"rendered":"https:\/\/www.hajamandiri.my.id\/?p=493"},"modified":"2026-04-16T22:58:41","modified_gmt":"2026-04-16T22:58:41","slug":"493","status":"publish","type":"post","link":"https:\/\/www.hajamandiri.my.id\/?p=493","title":{"rendered":"Menguatkan Karakter Bank Syariah"},"content":{"rendered":"\n[et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; admin_label=&#8221;Header &#038; Ebook Info&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-545c17f1-4e53-478d-9e2b-03daafc524a2&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-545c17f1-4e53-478d-9e2b-03daafc524a2%22:%91%22background_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_2&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row_inner _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_heading title=&#8221;Buku&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;07479cbe-72d5-4007-a7f9-cc3f0727b60d&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;Menguatkan Karakter Bank Syariah&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;418822b2-4c3b-423d-bdef-0157d5a9b575&#8243; width=&#8221;100%&#8221; custom_margin=&#8221;||10px||false|false&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;86a79e47-6728-46bb-a7ea-549ccd5bf85e&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<p class=\"p1\"><span class=\"s1\">Buku ini merupakan kompilasi dari beberapa artikel penulis yang pernah dimuat di beberapa rublik opini di koran nasional ataupun secara digital on line, termasuk rublik opini di koran Kompas, Bisnis Indonesia, Media Indonesia dan Republika. Selain itu, buku ini juga memuat beberapa artikel berupa karya ilmiah yang pernah dipresentasikan saat penulis masih aktif sebagai mahasiswa Program Doktor di Sekolah Pascasarjana UIN Syarif Hidayatullah Jakarta.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Penulis merasa perlu mengkompilasi tulisan artikel yang terpublikasi di koran, media on line ataupun artikel berupa makalah karya ilmiah yang pernah dipresentasikan, baik saat kuliah Program Doktor ataupun artikel yang pernah dipresentasikan saat memperingati Milad MUI tahun 2023. Tujuannya agar tulisan penulis tidak tercecer dan bisa dinikmati untuk dibaca oleh masyarakat umum, khususnya pecinta tema ekonomi dan keuangan syariah yang ada di Indonesia. Berikut di bawah ini, sinopsis singkat artikel yang terdapat dalam buku ini.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Artikel pertama tentang \u2018Menguatkan Karakter Bank Syariah\u2019 pernah dimuat di Koran Bisnis Indonesia pada Kamis, 29 Februari 2024. Artikel ini memberikan ilustrasi mengenai bagaimana eksistensi bank syariah diminta agar bisa lebih memerankan karakter asli yang dimiliki oleh bank syariah. Faktanya, kadang kala praktikyang dijalankan oleh bank syariah masih \u2018melirik\u2019 dengan praktik yang biasa dijalankan oleh saudara tuanya, bank konvensional. Paling tidak, terlihat dari beberapa produk yang dikembangkan oleh bank syariah menggunakan konsep ATM (amati, tiru dan modifikasi) dari bank konvensional. Modifikasinya terlihat dari akad yang dipakai di bank syariah.<\/span><\/p>\n<ul><\/ul>[\/et_pb_text][et_pb_button button_url=&#8221;mailto:penerbit.haja@gmail.com&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Pemesanan&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;cbc3210a-cdac-4a26-a82d-50314c15e53a&#8221; button_text_color=&#8221;#E09900&#8243; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|30px||30px|false|true&#8221; custom_padding_tablet=&#8221;|30px||30px|false|true&#8221; custom_padding_phone=&#8221;|20px||20px|false|true&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;rgba(0,0,0,0.12)&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_heading title=&#8221;Spesifikasi Buku&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;418822b2-4c3b-423d-bdef-0157d5a9b575&#8243; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;86a79e47-6728-46bb-a7ea-549ccd5bf85e&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<ul>\n<li>Jumlah halaman: 204 hal<\/li>\n<li>Kertas isi: bookpaper<\/li>\n<li>Ukuran 14,5 x 21 cm<\/li>\n<li>Cetak isi: BW<\/li>\n<li>Cover : Art Karton 230 grm<\/li>\n<\/ul>\n<p>&nbsp;<\/p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;http:\/\/www.hajamandiri.my.id\/wp-content\/uploads\/2025\/12\/Cover-Hasan-Ali.jpg&#8221; alt=&#8221;Hasan Ali&#8221; title_text=&#8221;Cover Hasan Ali&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset3&#8243; box_shadow_horizontal=&#8221;10px&#8221; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;40px&#8221; box_shadow_spread=&#8221;10px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.11)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Contoh Halaman Buku&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#0C71C3&#8243; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<h2>Contoh Halaman Buku<\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;http:\/\/www.hajamandiri.my.id\/wp-content\/uploads\/2025\/12\/hal.jpg&#8221; alt=&#8221;iii&#8221; title_text=&#8221;hal&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;http:\/\/www.hajamandiri.my.id\/wp-content\/uploads\/2025\/12\/hal6.jpg&#8221; title_text=&#8221;hal6&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; alt=&#8221;6&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;http:\/\/www.hajamandiri.my.id\/wp-content\/uploads\/2025\/12\/hal3.jpg&#8221; title_text=&#8221;hal3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; alt=&#8221;3&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_image src=&#8221;http:\/\/www.hajamandiri.my.id\/wp-content\/uploads\/2025\/12\/hal5.jpg&#8221; title_text=&#8221;hal5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221; alt=&#8221;5&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Ebook Details&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-545c17f1-4e53-478d-9e2b-03daafc524a2&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-545c17f1-4e53-478d-9e2b-03daafc524a2%22:%91%22background_color%22%93}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;86a79e47-6728-46bb-a7ea-549ccd5bf85e&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<p class=\"p1\"><span class=\"s1\">Buku ini merupakan kompilasi dari beberapa artikel penulis yang pernah dimuat di beberapa rublik opini di koran nasional ataupun secara digital on line, termasuk rublik opini di koran Kompas, Bisnis Indonesia, Media Indonesia dan Republika. Selain itu, buku ini juga memuat beberapa artikel berupa karya ilmiah yang pernah dipresentasikan saat penulis masih aktif sebagai mahasiswa Program Doktor di Sekolah Pascasarjana UIN Syarif Hidayatullah Jakarta.<\/span><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;rgba(0,0,0,0.12)&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;][et_pb_heading title=&#8221;Bank syariah menjelma menjadi salah satu lembaga keuangan terlebih dulu melalui proses ijtihad yang dilakukan oleh ulama\u00a0kontemporer (khalaf). Mengapa bank syariah terwujud dari hasil\u00a0ijtihad? Karena eksistensi bank syariah merupakan bagian dari\u00a0\u2018sesuatu yang baru\u2019, yang pada era Nabi Muhammad SAW belum\u00a0ada. 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