{"id":450,"date":"2025-08-31T16:07:34","date_gmt":"2025-08-31T16:07:34","guid":{"rendered":"https:\/\/www.hajamandiri.my.id\/?p=450"},"modified":"2026-04-19T05:26:38","modified_gmt":"2026-04-19T05:26:38","slug":"450","status":"publish","type":"post","link":"https:\/\/www.hajamandiri.my.id\/?p=450","title":{"rendered":"Dinamika Otoritas Syariah dalam Hukum Perbankan Indonesia"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; admin_label=&#8221;Header &#038; Ebook Info&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-545c17f1-4e53-478d-9e2b-03daafc524a2&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-545c17f1-4e53-478d-9e2b-03daafc524a2%22:%91%22background_color%22%93}&#8221;][et_pb_column type=&#8221;1_2&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Buku&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;07479cbe-72d5-4007-a7f9-cc3f0727b60d&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;Dinamika Otoritas Syariah dalam Hukum Perbankan Indonesia:&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;418822b2-4c3b-423d-bdef-0157d5a9b575&#8243; width=&#8221;100%&#8221; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Studi Komparatif Beberapa Negara Muslim<\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;86a79e47-6728-46bb-a7ea-549ccd5bf85e&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Dalam lanskap hukum per\u00adbank\u00adan Indonesia yang te\u00ad rus berevolusi, ke\u00adhadiran per\u00adbankan syariah me\u00adnan\u00addai titik sing\u00adgung krusial antara norma agama dan sistem hu\u00adkum negara bangsa (Nation-State). Kemajuannya tidak ha\u00adnya diukur da\u00adri pertumbuhan aset atau ekspansi pasar, tetapi ju\u00adga dari kemampuan membangun infra\u00adstruktur legal dan kelem\u00adbagaan yang kredibel. Di jantung tan\u00adtang\u00adan itu, terdapat pertanyaan fun\u00adda\u00admental tentang \u2018otoritas\u2019: siapa yang berwenang menetapkan prinsip syariah sebagai acuan ope\u00adra\u00adsional perbankan? Bagaimana fat\u00adwa ke\u00adaga\u00admaan bertransformasi men\u00ad jadi norma hukum positif yang mengikat publik?<\/p>\n<p>Buku ini mencoba melacak jawaban dengan menelusuri perjalanan historis perumusan otoritas penetapan fatwa prinsip syariah yang sarat dinamika politik-legislasi. Dimulai dari observasi inti perdebatan di balik layar saat pembahasan RUU Perbankan Syariah 2007-2008, ketika tawaran model \u201cDewan Syariah Nasional (DSN)-Negara\u201d diperhadapkan dengan model \u201cDSN-Majelis Ulama Indonesia (MUI)\u201d yang sudah satu setengah dekade member\u00adsamai tumbuh kembang perbankan syariah<br \/>se\u00adjak awal 1990-an.<\/p>\n<p>Spesifikasi Buku:<\/p>\n<ul>\n<li>ISBN: <span>978-623-88639-9-0\u00a0<\/span><\/li>\n<li>Penulis: Asrori S. Karni\u00a0<\/li>\n<li>Editor: Abdul Muis Sobri<\/li>\n<li>Ukuran buku: 14&#215;21 cm<\/li>\n<li>Jumlah halaman: xiv + 305 hal<\/li>\n<li>Cetak isi: Hitam Putih<\/li>\n<li>Harga: Rp. 150.000,-\u00a0<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;mailto:penerbit.haja@gmail.com&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Pemesanan&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;cbc3210a-cdac-4a26-a82d-50314c15e53a&#8221; button_text_color=&#8221;#E09900&#8243; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|30px||30px|false|true&#8221; custom_padding_tablet=&#8221;|30px||30px|false|true&#8221; custom_padding_phone=&#8221;|20px||20px|false|true&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;rgba(0,0,0,0.12)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;1_2&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Tersedia versi E-Book&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;418822b2-4c3b-423d-bdef-0157d5a9b575&#8243; custom_margin=&#8221;||10px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;86a79e47-6728-46bb-a7ea-549ccd5bf85e&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Versi E-Book menawarkan banyak keunggulan dibandingkan buku cetak. Selain <\/span>hemat biaya, praktis, portabel, juga ramah lingkungan<span>\u00a0. EBook juga menawarkan beberapa opsi penyesuaian, fitur aksesibilitas, dan elemen multimedia yang tidak tersedia pada buku cetak<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;http:\/\/www.hajamandiri.my.id\/wp-content\/uploads\/2025\/09\/Cov_Dep.jpg&#8221; alt=&#8221;cov_dep_as&#8221; title_text=&#8221;Cov_Dep&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_horizontal=&#8221;10px&#8221; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;40px&#8221; box_shadow_spread=&#8221;10px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.11)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Contoh Halaman Buku&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#0C71C3&#8243; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Contoh Halaman Buku<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;http:\/\/www.hajamandiri.my.id\/wp-content\/uploads\/2025\/09\/1.jpg&#8221; alt=&#8221;1&#8243; title_text=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;http:\/\/www.hajamandiri.my.id\/wp-content\/uploads\/2025\/09\/2.jpg&#8221; title_text=&#8221;2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;http:\/\/www.hajamandiri.my.id\/wp-content\/uploads\/2025\/09\/3.jpg&#8221; title_text=&#8221;3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;http:\/\/www.hajamandiri.my.id\/wp-content\/uploads\/2025\/09\/5.jpg&#8221; title_text=&#8221;5&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Ebook Details&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-545c17f1-4e53-478d-9e2b-03daafc524a2&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-545c17f1-4e53-478d-9e2b-03daafc524a2%22:%91%22background_color%22%93}&#8221;][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;86a79e47-6728-46bb-a7ea-549ccd5bf85e&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Buku ini mencoba melacak jawaban dengan menelusuri perjalanan historis perumusan otoritas penetapan fatwa prinsip syariah yang sarat dinamika politik-legislasi. Dimulai dari observasi inti perdebatan di balik layar saat pembahasan RUU Perbankan Syariah 2007-2008, ketika tawaran model \u201cDewan Syariah Nasional (DSN)-Negara\u201d diperhadapkan dengan model \u201cDSN-Majelis Ulama Indonesia (MUI)\u201d yang sudah satu setengah dekade member\u00adsamai tumbuh kembang perbankan syariah sejak awal 1990-an.<\/p>\n<p>Kontestasi itu berujung kompromi dengan memberi rekognisi pada peran historis MUI, sebagai otoritas fatwa prinsip syariah non-negara, yang dinilai lebih memenuhi prinsip in\u00addependensi. Sedangkan untuk menjawab prinsip legalitas, negara, melalui Bank Indonesia (BI)\/Otoritas Jasa Keuangan (OJK) berperan meng\u00adadopsi fatwa MUI menjadi peraturan, dengan difasilitasi sebuah komite di bawah BI\/OJK yang beranggotakan unsur negara dan masya\u00adra\u00adkat.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;rgba(0,0,0,0.12)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;\u201cSekalipun negara memiliki wewenang penuh dalam membentuk hukum, namun ketika bersentuhan dengan pe netapan hukum agama, in casu perbankan syariah, negara perlu membatasi dirinya dengan cara menyerahkan penetapan materi hukum tersebut kepada pemegang otoritas agama. Dalam hal ini, negara mengambil peran mengadopsi hukum agama yang telah ditetapkan oleh pemegang otoritas agama menjadi hukum positif yang diberlakukan dalam penyelenggaraan urusan negara dibidang pengelolaan perbankan syariah..\u201d&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;418822b2-4c3b-423d-bdef-0157d5a9b575&#8243; title_text_align=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_heading title=&#8221;- Pertimbangan Mahkamah Konstitusi dalam Putusan Perkara No. 65\/PUU-XIX\/2021 Pengujian UU No. 21 Tahun 2008 tentang Perbankan Syariah dibacakan 8 Agustus 2022 tanpa Dissenting Opinion&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;a155b3dc-9666-4e96-88fe-ed017523f216&#8243; title_text_align=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; 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